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Gesher lifeline extended for another six months



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The economic devastation that COVID-19 has wrought on the Jewish community has been extensive and potentially devastating, but some have been rescued by the Gesher Fund, which offers interest-free loans to struggling Jewish-owned small and medium-sized enterprises (SMMEs).

Now, the fund has been given a six-month extension to continue to help Jewish-owned businesses battling through the storm of lockdown, an unstable economy, and civil unrest.

“The pandemic devastated my business on every level,” says one medium-sized business owner in the hospitality industry, speaking on condition of anonymity. “In a split second in March 2020, three months of business was swept from under my feet. It’s a distressing experience having to ask for help, especially when you are an independent person. But having said that, I had to get over myself and ask for help – I have a responsibility to my staff. Gesher gave me the financial leeway to remain operational and pay staff and utilities. I wouldn’t have survived without the Gesher cash injection.”

As the pandemic continues to take lives, it also takes livelihoods, and Gesher is there to build a bridge for businesses that need to get to the other side.

“We have the resources available, and are anxious to get it to qualifying SMMEs. We are in a window now where many need funds quickly,” says Martin Sacks, the chairperson of Gesher and a member of the board of governors of the Chevrah Kadisha.

“We kicked off our work just more than a year ago. At the time, we never thought we would be in this situation as long as we have been. We were initially given a mandate from our donors to advance interest-free loans for 12 months, and collect loans within 30 to 36 months thereafter,” he says.

“When we came to the end of the initial loan-granting period at the end of May, we sat down with our founding donors – the Donald Gordon Foundation and our other cornerstone donor, and the Chevrah Kadisha (the Chev). We discussed small businesses in the context of the third wave.

“Existing borrowers were under tremendous pressure to make their repayments, and we were approached by many new SMMEs which had been impacted by the third wave. In this context, we were kindly given a six-month extension to our mandate by our generous founding donors and the Chev. We have reopened our facilities to SMMEs who qualify. The criteria are the same as before, and we are glad to continue to provide assistance.”

The borrower quoted above says applying for a loan wasn’t simple, but it was worth it. “To survive, I had to go through the process. The help I received from the accountant/mentor assigned to my case was warm and engaging, and so supportive.”

She advises others that, “If you feel your business has longevity and the potential to beat on through these violent currents, then I would advise you to ask for help. I have totally restructured and re-invented my offering, and ‘pivoting’ was central to survival. It’s emotionally exhausting, and teetering on the brink of a depleted bank balance each month is scary, but knowing Gesher is there is a huge comfort.”

“The pandemic had a big impact on my business,” says another small business owner and single mother speaking on condition of anonymity. “From an established business of 25 years, we essentially collapsed and almost had to start from the beginning. I am in my shop seven days a week. Many days there have been no sales or customers. I’ve cried many days and nights.

“The highest turnover we had after opening the store after lockdown was only 20% of my usual turnover. If not for the Gesher Fund, I don’t think I would have survived. I pumped as much of the money as I could into the business. I immediately paid my debt to suppliers, and my rent, which was three or four months behind. People started trusting me again. Sitting in credit with suppliers isn’t simple. Things are tough again, but I make sure my loan repayments are made on time. I would definitely recommend Gesher to small businesses. To have no interest on the loan is phenomenal.”

Sacks pays tribute to the many volunteers behind the scenes who evaluate applications and provide assistance and advice to borrowers. “We have continuing remarkable involvement from more than 40 volunteers, including our board, credit committees, and panel members. It’s a significant and highly capable infrastructure that didn’t exist in the community before. On the back of this, we are considering scenarios for Gesher to support the sustainability of small businesses in our community in the longer term. Most of our community is self-employed, and we feel that the key to the sustainability of the community is small businesses surviving and thriving.”

They are therefore talking to all key stakeholders and examining the requirements for capital and infrastructure to sustain such work. “Within the Chev and the community, there are huge demands for funding at the moment, and it’s important that any capital that Gesher continues to deploy is done so effectively and with a measurable long term benefit.”

Sacks says that so far, they have made more than 130 loans. With Gesher reopening, that will probably go up to about 150. He says borrowers obviously come from the industries hardest hit by lockdown such as tourism, leisure, and hospitality, but also across the business and professional-services spectrum including industries one may not expect. “Many businesses spin off those worst affected, and are therefore impacted,” Sacks says.

Borrowers come to Gesher as a “last resort”, often exhausting the options of business funding, banks, or family support. “There are different levels of desperation, but after a prolonged period of forced business slow down and a tough economy to start with, they don’t have capital resources. They need funds for basic subsistence – this isn’t growth investment, it’s about sustaining the business, funding working and operating capital.

“There is a reluctance to step forward as many people don’t want to rely on donor funds,” he says. “They’ve done the hard yards in starting their own business; they are surviving and supporting workers and their families. Most of our borrowers have at least five employees, and some have hundreds. But there shouldn’t be any form of stigma. We’re just helping until they can get back on their feet. In many countries, there is much more small-business support. There’s unfortunately nothing significant here. Businesses may have been better able to withstand the shock of the pandemic and lockdowns if they had come into the pandemic off the back of a stronger economy.

“The majority will survive, and get through with support,” Sacks says. “This isn’t a grant, it’s an interest-free loan. We’re looking for businesses that will survive. Sometimes it’s beyond their control. Fundamentally, we want to help the most people we can, which includes employees from the broader community.”

Sacks says that as we’ve seen in the current civil unrest, the business environment is volatile and can change from one moment to the next. “People are resilient and hard working. But without capital, there’s very little one can do. So they’re providing ingenuity, and we are filling the capital gap where we can. Speed is of the essence – you can resolve a lot of issues if you have capital. For example, being able to pay a supplier half of what you owe shows that you are ‘coming to the party’, and they keep the supply chain going. Our capital can provide a lifeline for a long time and get a business back onto a more stable footing.”

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1 Comment

  1. Barbara Wilken

    Jul 16, 2021 at 7:37 pm

    This is the most wonderful organization. Thank you for what you do for our community

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SA Jewry’s pandemic response unique and robust, experts say



The South African Jewish community’s response to the pandemic has been singled out as unique, efficient, and robust in an academic paper that tracks how the community galvanised itself from March to October 2020.

From the start of hard lockdown, “It became apparent to me that our response as a community was unusually speedy, pro-active, and comprehensive,” says Leah Gilbert on what motivated her to write the paper. “I was impressed with the fact that we used the expertise available among us to inform the community. In addition, the quick emergence of support programmes for people who were infected was unique.”

Gilbert is emeritus professor of Health Sociology at the University of the Witwatersrand, where she taught and researched health and disease in the social context for 35 years. Her daughter and fellow author of the article, Shirli Gilbert, is professor of Modern Jewish History at University College London, and academic director of the Sir Martin Gilbert Learning Centre.

The article has already been accessed almost 1 000 times online, a high number for an academic study of this kind. The authors hope it will be useful for understanding communal responses to the pandemic in South Africa and in other communities worldwide.

Of all the Jewish communities in the world, why did they decide to focus on this one? “During the first lockdown in Johannesburg, observing through my professional lens my society’s relationship to health and disease, I had the idea of documenting our community’s response to the pandemic,” says the elder Gilbert.

“It began with the first SA Jewish Report webinar with medical experts, and the subsequent dissemination and sharing of knowledge and activities,” she says. “I approached my daughter, whose research focuses on the South African Jewish community, and we started collecting relevant material.

“The community’s response to the pandemic spanned the gamut from physical and mental health to religious observance, home schooling, financial relief, food aid, and social-welfare support,” Gilbert says. “The common theme among the initiatives was the efficiency with which resources were mobilised, something possible only because of a robust and highly centralised pre-existing communal infrastructure and strong networks of social capital.”

In their paper, they note that, “The unique response of the South African Jewish community to COVID-19 must be understood within the larger context of the relationship between Jews and health. Scholarship suggests that Jews have a heightened concern for health relative to other groups.”

They also write that “unlike other diaspora communities, in South Africa, a great deal of emphasis has historically been placed on communal unity”. Another unique factor is that “following the transition [to democracy], communal investment in outreach has expanded significantly”.

“Taken together, the centrality of health, robust communal infrastructure, and strong community social capital against the background of the Jewish community’s particular positioning in post-apartheid South Africa helps to account for the uniquely co-ordinated, energetic, and multipronged nature of the community’s pandemic response.”

However, the community also faced many challenges during the pandemic. “The ageing nature of the Jewish community in South Africa meant that the percentage of vulnerable people was relatively high,” says the elder Gilbert.

“This higher risk profile helps to explain the motivation for the quick and powerful mobilisation of resources. There was some friction around the question of how support for Jewish communal welfare fitted alongside South African Jews’ commitment to broader South African society. On the whole, however, evidence suggests that community support for both ‘inreach’ and ‘outreach’ initiatives has been generous and widespread.

“The pandemic has also been difficult for this community in particular because of the extent to which Jewish families are dispersed across the world, which meant long periods of time for families to be apart.”

Another challenge has been resources, especially financial. As they write, “despite the robustness of the community’s infrastructure and its still considerable resources, there are concerns about its long-term health and prospects. On 19 June [2020], the Chev [Chevrah Kadisha] was forced for the first time in its 132-year history to call for emergency financial support. Its work in both residential care and financial assistance – sectors especially impacted by the pandemic – left it severely exposed, and with almost no state support and overwhelming reliance on private donor funds, it was placed under unprecedented strain.

“The community remains highly vigilant, and co-ordinated leadership continues to be delivered by the South African Jewish Board of Deputies, the office of the chief rabbi, and the Chevrah Kadisha, together with other organisations and in partnership with Jewish experts,” they write in their conclusion. “Some cracks, however, are already beginning to show. The extent to which it will be possible to retain the strength and co-ordination of these responses as the pandemic’s severe effects persist remains to be seen.”

They researched their subject by collecting data from all issues of South African Jewish publications during the period under study (March to October 2020). This included the SA Jewish Report, the Cape Jewish Chronicle, Jewish Life, and Jewish Affairs, as well as websites, social media, and other public communications of major communal institutions, the office of the chief rabbi, and Jewish-led relief initiatives and organisations. “The analysis of the data took two months, after which we wrote up the article itself,” says the younger Gilbert.

The SA Jewish Report was one of their prime resources, “since it provided granular detail of what was happening on a weekly basis, both events and ongoing discussions and debates. The SA Jewish Report webinars were also key as they were helping to provide support and access to information that the community needed,” she says.

Asked how they think the South African Jewish community will emerge from the pandemic, they say, “The conclusion [of the paper] is a paradoxical one. On the one hand, the article emphasises the robustness of the community’s infrastructure and its considerable resources, which have allowed it to mount an impressive response to the pandemic.

“On the other hand, the enormous challenges posed by the pandemic have also heightened existing feelings of precariousness and vulnerability within the community. The economic future of largely self-funded Jewish communal organisations is uncertain, emigration is ongoing and possibly increasing, and the self-employed (among whom Jews are strongly represented) have been hard-hit,” according to the elder Gilbert.

Asked if they will conduct research on the South African Jewish community in future, the younger Gilbert says, “My historical research on the South African Jewish community is ongoing. I’m working on a study of German Jews who came to South Africa in the 1930s, as well as a special journal issue on South African Jews co-edited with Professor Adam Mendelsohn. In October-November 2021, I’ll be teaching a six-part online course on Jews in South Africa for the Sir Martin Gilbert Learning Centre. Everyone is welcome.”

  • The academic paper can be accessed by searching “South African Jewish Responses to COVID-19” on Google.
  • The Sir Martin Gilbert Learning Centre course can be accessed by looking at the “What’s On” tab on

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JNF-SA trail commemorates “Great Jewish Escape”



Between 1945 and 1948, up to 300 000 Holocaust survivors and Jewish partisans were rescued across war-ravaged Europe in preparation to enter British-occupied eretz Yisrael before the declaration of the Jewish state. Yet, the remarkable achievements of the Bricha (escape or flight) Movement have been all but forgotten in Israel today.

The Jewish National Fund of South Africa (JNF-SA) is trying to change that by creating the Shvi Bricha walking trail in the Carmel mountain range in Israel’s north. It symbolises the thousands of kilometres traversed on foot by the Bricha Movement to freedom.

The Bricha – the Great Jewish Escape – was the topic of a webinar hosted by the JNF-SA and the South African Zionist Federation last week.

Pre-eminent Holocaust historian Professor Yehuda Bauer wrote one of the only books on the Bricha, published in 1974. He explained how in July 1944, Abba Kovner, a Jewish partisan commander, travelled to Soviet-occupied Vilnius in Lithuania to convince the authorities to let the Jews leave.

“It was a hopeless endeavour,” said Bauer. Zionist youth movements became active leaders in the Bricha, the clandestine, underground movement to rescue partisans (and later, survivors and those who were hidden) to smuggle them out of Europe.

After the war, millions of people were on the move throughout Europe. At first, there were no separate displaced persons camps for Jewish survivors, and they had to fight for recognition of their Jewish national identity. The Bricha Movement was central to these efforts.

In September 1945, the first shlichim (emissaries) from eretz Yisrael arrived in Europe to co-ordinate the Great Jewish Escape. One was Tzvi Netzer, himself an escapee from Europe just two years before, proficient in German, Hebrew, Russian, and Yiddish. Bricha leaders had to bribe many border officials across Europe to allow people to pass into different countries, from Poland to Romania, Yugoslavia, Czechoslovakia, and Allied-occupied Germany and Austria. They needed graphic designers to forge visas and other official documents. Sometimes, the Jewish groups pretended to be Greeks returning home. They spoke Hebrew, passing it off as Greek to the none-the-wiser Polish authorities. The entire operation was funded by the Joint (the American Jewish Joint Distribution Committee).

Many gathered in displaced persons camps, and then eventually moved on to Greece, Italy, and France and then on to eretz Yisrael by ship as part of “Aliyah Bet” in defiance of the British naval blockade curbing Jewish immigration before 1948.

“It was absolutely amazing,” said Bauer. “It was the largest illegal mass movement in Europe in the twentieth century. Without the Bricha, there would have been no state of Israel. The Holocaust almost destroyed the hope of a Jewish state. Vast numbers of potential immigrants were killed. The displaced persons camps and the Bricha put pressure on the British and United States to help create the state.”

Professor Avinoam Patt from the University of Connecticut is the author of Finding Home and Homeland: Jewish Youth and the Bricha after the Holocaust. He noted that about 75% to 80% of Holocaust survivors were aged between 17 and 35. Most had lost their entire families and their homes. They faced enduring antisemitism in Europe (such as the devastating Kielce pogrom in Poland in 1946) and had to take control of their lives. With other avenues closed and feeling unwelcome in Europe, many embraced Zionism, helping to revive Zionist youth movements decimated in the war. Some set up kibbutzim – communal farms – in Europe, to learn agriculture in preparation for aliyah.

“The Bricha Trail is now an open-air museum and major educational tool of the Great Jewish Escape,” said Dr Omri Bone from the Keren Kayemet L’Yisrael, the JNF-SA’s parent body. He lauded JNF-SA for its efforts to make this become a reality.

Dr Miri Nehari, a clinical and educational psychologist, is the chairperson of the Bricha Legacy Association in Israel. She is the daughter of Tzvi Netzer. “The Bricha isn’t known, spoken about, or researched in Israel,” she said. “The Shvi Habricha is the only commemoration for the Bricha Movement. The association receives no funding from the state. Its main argument is that it didn’t take place on the soil of Israel.” She says the neglect of the Bricha reflects a deeper ambivalence about the Holocaust and its role in the formation of the state of Israel.

Hopefully, JNF-SA’s efforts will start to change all that.

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Taliban takeover – a booster shot for radical Islamists



The rapid assumption of power by the Taliban in Afghanistan as the United States (US) withdrew its forces will have ramifications far beyond Central Asia, not least for Israel, according to veteran US diplomat and academic Ambassador Dennis Ross.

Ross, who advised the Clinton and Obama Administrations, was interviewed by Carly Maisel in a Lockdown University webinar, broadcast by the Rabbi Cyril Harris Community Centre on 28 August.

“Begun in 2001, Afghanistan was the longest war in US history,” Ross said. “Afghanistan is known as the ‘death knell of empires’, as discovered by the British, the Soviets, and now the Americans.”

President Donald Trump wanted the US out of Afghanistan, what he called a “forever war”. From a high of 150 000 US troops, there were just 2 500 remaining when Joe Biden assumed office in 2021. He, too, was determined to leave Afghanistan. In spite of investment of more than $85 billion [R1.2 trillion] in the Afghan army over 20 years [and more than $1 trillion (R14.6 trillion) spent on the war in total] “there was massive corruption and poor morale. It was a hollow force,” Ross said.

After being vanquished in just six weeks in 2001, the Taliban melted away, bided its time, and regrouped, drawing support from local populations and neighbours such as Pakistan. “Afghan governments looked like foreign implants; they were corrupt and lacked credibility. This helped the Taliban gradually rebuild itself,” said Ross.

The new Taliban government wants international support and recognition. It has therefore sought to project a more moderate image than it had in its first stint in government from 1996-2001. Its pronouncements about being more tolerant towards women’s rights, for example, don’t convince Ross.

“The risk is that the Taliban victory acts as a recruitment tool – a booster shot for radical Sunni Islamists. They have portrayed the US withdrawal as a great victory on social media. They want to show they’re back in business,” said Ross.

So what effect will it have on the region and wider international community?

Iran has a history of hostility and suspicion for the Taliban. They almost went to war in 1998, after the killing of nine Iranian diplomats by the Taliban. Also, the Taliban are radical Sunni Salafists who see Shia Iran as heretics; neither side is tolerant. The Taliban has profited from the opium trade from Afghani poppy fields, fuelling drug addiction in Iran.

Nevertheless, the two have been building a relationship over the past few years, including Iran arming the Taliban. “They have a shared desire to see the defeat of the US everywhere, and seek its humiliation,” said Ross. “Their commentary has been gloating.” He predicts that the new Iranian government will be even more confrontational with the US, and will “want more, for less” in any renegotiated nuclear deal with the US and its allies.

Israel has received support from the US, which has resupplied weapons to Israel after the clashes with Gaza, and continued financial support. “But Israel has always told everyone that ultimately, it needs to depend on itself. This has always been part of the Israeli ethos. It will never ask the US to die for it. Israel will defend itself by itself. The American experience in Afghanistan has only deepened this sense,” said Ross. The security establishment wants the US to re-enter the Iran nuclear deal not because it thinks it’s a good deal, but so that it can buy the time Israel needs to stop Iran acquiring nuclear weapons, by force if needed.

Pakistan has provided sanctuary for Taliban leaders, partly to undermine Indian influence in Afghanistan. It has suffered heinous terror attacks by the Taliban, but sees everything through its struggle with India. The world must be wary of a nuclear-armed Pakistan, with growing radicalism.

Russia hasn’t rushed to recognise the Taliban government. It has kept its embassy open, and has a “wait and see” attitude. By conducting military exercises in the former Soviet republic, Tajikistan, President Vladimir Putin is sending a message to the Taliban and other radical Islamists: don’t mess with us, according to Ross. But, “Russia, too, will celebrate every US defeat.”

China may seek to exploit large lithium deposits in Afghanistan, but it, like Russia, fears Islamist insurrection in its vast territory. Getting to the lithium would require major investment, and China may incorporate it into its “Belt and Road” initiative – a grand plan to build supportive infrastructure on China’s main trade routes.

“China and Russia will seek to take some advantage, but will both tread carefully because of profound suspicion of the Taliban,” Ross said.

Looking ahead, Ross said there could be civil strife within the Taliban. “We may face a mess for some time to come in Afghanistan. I’d love to say we achieved something, but at what price? We hoped we would see competence after the chaotic dysfunction of the Trump presidency. It sure doesn’t look like it. We’ll need some foreign policy successes.”

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